A computer network of major lenders that allows agents to initiate mortgage applications in their office. HUD has approved the procedure as long as 1) full disclosure is made of the fee; 2) multiple lenders are displayed on the computer screen to give borrowers a basis for comparison; 3) the fee charged is a dollar amount rather than a percentage of the loan. www.cnsfn.com/realestateglossary.html
A unit of measurement used to determine insulation value. Coating n: A finish on the inside or either a garment or a tent that is applied to prevent moisture from seeping in. Some coatings, most typically on garments, are also considered breathable as they stop water molecules from entering, but allow water vapor (sweat) to escape. Some of the more common brand names are: Lowe Alpine Triple Point Ceramic, Patagonia H2No, Burlington Ultrex, Columbia Omni-Tech. www.adventurenetwork.com/cgi-bin/adventurenetwork/glossary_fabrics.html
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